Mollie is cheaper, but covers only 2 of 5 compared capabilities
$104.50/mo (Standard pricing) vs Gumroad Direct sales at $525/mo — covering 40% of the 5 compared capabilities.
Cheaper. Not the same job.
Comparison scenario
Every cheaper-than claim is tied to a defined scenario — never a bare list price.
$5,000/month processed across 50 transactions · USD · prices as observed on official pricing pages.
Direct sales plan at $525/mo, the cheapest paid plan.
Standard pricing: 0 USD/monthly; 1.8% + 29¢/txn on 5000 USD across 50 transactions.
Gumroad costs $525/mo on the Direct sales plan at $5,000/month processed across 50 transactions. We found 1 assessed alternative that is cheaper in this scenario; 0 of them cover at least 75% of the 5 compared capabilities.
Capability comparison
Mollie covers 40% of the 5 capabilities compared against Gumroad. ✓ native · ◐ via integration · ✗ not found.
| Capability | Mollie | Gumroad |
|---|---|---|
| Payment processing | ✓ | ✓ |
| Subscription billing | ✓ | ✓ |
| Merchant of Record | ✗ | ✓ |
| Global tax handling | ✗ | ✓ |
| Digital product delivery | ✗ | ✓ |
What you give up
Capabilities Gumroad has that Mollie lacks.
- Merchant of Record — The provider takes on tax and compliance liability as merchant of record.Missing from Mollie.
- Global tax handling — Calculate and remit sales tax and VAT across regions automatically.Missing from Mollie.
- Digital product delivery — Deliver digital files or access automatically after purchase.Missing from Mollie.
Price at your volume
The same comparison recomputed at three sizes. Plan caps change who is cheapest.
| Usage | Gumroad | Mollie |
|---|---|---|
| $1,000/month processed | $105/moDirect sales | $20.90/mocheaperStandard pricing |
| $5,000/month processed | $525/moDirect sales | $104.50/mocheaperStandard pricing |
| $25,000/month processed | $2625/moDirect sales | $522.50/mocheaperStandard pricing |
Plans & pricing, side by side
Advertised prices in USD as observed on the official pricing pages — per-seat and transaction-fee plans are marked.
| Standard pricing | $0/mo + 1.8% + 29¢/txn |
| Volume pricing | Contact sales |
| In-person payments – Pay as you go | Free |
| In-person payments – Pro | $23.33/mo |
| Business account | $10.50/mo |
| Direct sales | $0/mo + 10% + 50¢/txn |
| Discover marketplace sales | $0/mo + 30%/txn |
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Frequently asked
How much cheaper is Mollie than Gumroad?
80% cheaper in our scenario ($5,000/month processed across 50 transactions): $104.50/mo on Standard pricing vs $525/mo on Direct sales. That is $5046 a year. But it covers only 2 of 5 compared capabilities, so it isn't a like-for-like replacement.
What does Mollie lack compared with Gumroad?
Merchant of Record, Global tax handling, Digital product delivery — 3 of the 5 compared capabilities.
When were these prices checked?
Gumroad: 2026-10-26; Mollie: 2026-10-26 — on the official pricing pages.
Who switched
Anonymous: no account, no email, no IP stored. Reports are shown once a switch has 3 or more and never change ranking or order — alternatives are computed from prices and capabilities only.
Sources & freshness
- https://gumroad.com/pricing (official_pricing, checked 2026-10-26)
- Mollie data last verified 2026-10-26