Cheapest Payments & Merchant of Record software
16 products with sourced pricing and capability data, 4 with a free plan. Entry paid plans median $249/mo. Pick the one you pay for today to find a cheaper replacement.
Read the guide: Merchant of Record, compared on what you actually keep →
16 tracked4 with a free plan
Same job. Way less money.
Must have:
Recurly
$249/mo · Starter
Billing platformVerified 2026-08-26
Dodo Payments
4% + $0.40 per transaction · Standard
Save up to 82%Merchant of recordVerified 2026-08-31
Lemon Squeezy
5% + $0.50 per transaction · Ecommerce
Save up to 85%Free planMerchant of recordVerified 2026-09-07
Paddle
5% + $0.50 per transaction · Pay-as-you-go
Save up to 85%Merchant of recordVerified 2026-08-31
Stripe
2.9% + $0.30 per transaction · Standard
Save up to 75%ProcessorVerified 2026-09-07
PayPro Global
Pricing being researched
Merchant of recordVerified 2026-09-07
Airwallex
2.8% + $0.30 per transaction · Explore
Save up to 74%Free planProcessorVerified 2026-08-26
Creem
3.9% + $0.40 per transaction · Standard
Save up to 81%Merchant of recordVerified 2026-09-07
FastSpring
Pricing being researched
Merchant of recordVerified 2026-09-07
Mollie
1.8% + $0.29 per transaction · Standard pricing
Save up to 62%ProcessorVerified 2026-08-26
Polar
5% + $0.50 per transaction · Starter
Save up to 83%Free planMerchant of recordVerified 2026-09-07
Chargebee
0.8% per transaction · Flow (Pay as you go)
Billing platformVerified 2026-08-26
Cleverbridge
Pricing being researched
Merchant of recordVerified 2026-09-07
Comecero
2% + $0.20 per transaction · Comecero Billing
Save up to 64%Merchant of recordVerified 2026-09-07
2Checkout
Pricing being researched
Verified 2026-09-12
Gumroad
10% + $0.50 per transaction · Direct sales
Save up to 92%Free planCreator marketplaceVerified 2026-09-07
Paying for payments & merchant of record already?
Find my alternativeTake the quiz from any product page and we'll compute your cheapest qualifying replacement.